5 Reasons Your Small Business Should Have Business Insurance

5 Reasons Your Small Business Should Have Business Insurance Many small business owners make the mistake of assuming their personal car insurance will cover them if something goes wrong at work. This isn’t true, however, because business insurance and personal insurance are different things entirely. Before you get too far into the details of your …

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Ways Your Loss Ratio Affects Your Business Insurance Premium

Ways Your Loss Ratio Affects Your Business Insurance Premium Loss ratio is one of the most important factors that insurance companies use when determining your business insurance premium, so you’ll want to pay close attention to it. There are 7 major ways that your loss ratio can affect your premium, and knowing them will help …

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Everything You Need to Know About Landlords Insurance Policies

Everything You Need to Know About Landlords Insurance Policies There’s no shortage of risks to think about when you own rental property, from storm damage to water damage to theft to damage caused by renters themselves and many more. That’s why the majority of landlords take out insurance policies, but that doesn’t mean that they …

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Reasons Why You Need an Umbrella Policy Insurance

Reasons Why You Need an Umbrella Policy Insurance You might have heard of umbrella insurance, but aren’t sure what it actually does or why it’s important to have. Umbrella policies are designed to cover you in the event that the liability protection your other insurance plans don’t work out, and in many cases can even …

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insurance policies you should know about

When it comes to making important financial decisions, there’s nothing more important than knowing which insurance policies you need and how to buy them effectively. For example, what exactly should you know about life insurance? Here are the  insurance policies you should know about. Auto Insurance For starters, if you’re a car owner, then auto …

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Ways to Ask Your Insurance Company for Payment

There are many reasons why you might need to ask your insurance company for payment. Maybe your doctor’s office will only accept cash, or maybe your insurance provider’s policies have changed, or maybe you just need to pay upfront and get reimbursed later. Whatever the reason may be, here are ways you can ask for …

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7 Ways to Monitor Your Debt as a Student

As a student, you might be juggling school work, extracurricular activities and any number of jobs in order to finance all this extra activity. If you’re not careful, you could easily find yourself in a position where your debt begins to spiral out of control. Here are 7 ways to monitor your debt as a …

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What you need to know about home insurance

Home insurance protects your home against damages, losses, and catastrophes, including weather-related damage, theft, and vandalism. So In this post we will open up to what you need to know about home insurance. Home insurance can also protect you against liability if someone is injured while on your property that is insured. What you need …

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What You Need to Know About Life Insurance: The Basics

Getting life insurance is something that most people don’t think about doing until they have to, and then it can feel like you’re getting into it at the last minute. What You Need to Know About Life Insurance is enough for you to Keep yourself and everyone around secured. But while purchasing life insurance isn’t …

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